What are Life Settlements?
Am I eligible?
What Options Do I Have?
Is It Right For Me?
Why Should I Consider It?
How Much Can I Make?
Are There Tax Issues?
What Is The Process?
What Should I Prepare?
What Should I Look For?
How Do I Start?
Where Can I Learn More?
Regulatory bodies and Information sources for Life…
Life Settlement Funds
Your Life Settlement Questions. Answered.
How To Squeeze Cash Out Of Thin Air During The Credit…
Value for Creditors? The Hidden Potential in Life…
The Stranger Among Us - Betting on strangers' life…
Glossary of Life Settlement Terms, Part 2
Glossary of Life Settlement Terms, Part 1
Life Settlements: Their Creation and History
The CSF System Promises to Revolutionize the Life…
The new tool all financial and estate planners are…
Finding the True Cash Value in Your Insurance Policy…
Online Marketplace for Life Settlement Transactions…
In The Press: New Web Portal Launches to Reach Consumers…
In The Press: LiveSettlements.net Delivers Independent…
Identify your risks, increase your rate of return.
Deciphering the Life Settlement Process
Death and Taxes? You can be certain!
Alternatives? What other choices do I have?
Baby boomers! Can't wait for that perfect vacation?…
Exceeding Expectations. Enjoy the perfect retirement.…
Pressured by your premiums? Sell your life insurance…
Important tool for insurance agents: Life Settlements…
Prosper on the secondary market: A new solution for…
Selling yourself short? The other side of Life Settlements.…
Kudos! Selling your insurance policy is a walk in…
Senior citizens! New business model focusing on on…
How to cheat death, or at least make a buck out of…
The viatical fraud, how modern medicine changed everything…
Sudden change in health? New solution to help pay…
Win-Win situation? Who's the big loser? (Part 4 of…
Lawmakers take notice: NAIC revises Life Settlement…
SOLI - Stranger Owned Life Insurance (Part 5 of 11)…
Does this suit you? (Part 6 of 11)
Terrified by unscrupulous agents? Focus on insurable…
Illegal rebating. Guard against malpractice (Part…
Who ends up owning your life? (Part 9 of 11)
Too good to be true? The hated tax issue. (Part 10…
Free money for the wealthy. Liquidity for the underpriviledged.…
Examples of how a Life Settlement can help you


















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Privacy Policy
This page sets forth the privacy policies and practices of LiveSettlements.net's ("LiveSettlements.net") site www.LiveSettlements.net.com ("Live Settlements Site ").
Please note: this privacy policy changes from time to time and changes are effective upon posting. Please check back frequently for updates as it is your sole responsibility to be aware of changes. We do not provide notices of changes in any manner other than by posting the changes at this web site. Please read this privacy policy carefully since by visiting this Site and sharing information will LiveSettlements.net you agree to be bound by the terms and conditions of this Privacy Policy unless you offer different terms which arc accepted by LiveSettlements.net in writing. To the extent there is a conflict between the terms of this Privacy Policy and a written agreement to LiveSettlements.net: LiveSettlements.net is party, the terms of such agreement shall prevail with respect to the parties to that agreement.
For more information about LiveSettlements.net and other LiveSettlements.net companies please visit www.LiveSettlements.net
Statement Of Responsible Online Marketing
The LiveSettlements.net Information usage practices are based on two beliefs: first, that protecting user privacy is essential to the growth and prosperity of the Internet; second, that a personalized web experience can provide significant benefits to Internet end users if done properly. In accordance with these beliefs, LiveSettlements.net creates results for advertisers and publishers in revolutionary ways without compromising individual privacy.
I. INFORMATION WE COLLECT
Extract Value is the entity that manages the LiveSettlements.net marketing, technology and e-commerce companies and divisions. The LiveSettlements.net Site is not directed towards individual Internet consumers nor does it seek any personally identifiable information ("PlI") from such consumers. PII may be collected should a consumer contact LiveSettlements.net on his/her own accord and volunteer PII. The information collection practices of the various LiveSettlements.net companies and divisions are detailed on their individual sites.
Like most standard website servers, we use log files to collect Internet protocol ([P) addresses, browser type, Internet service provider (ISP), referring/exit pages, platform type, and date/time stamp. We use the information to analyze site usage, administer the Site, understand usage and navigation trends In aggregate, and determine the relevance of content.
II. INFORMATION MANAGEMENT
LiveSettlements.net may share information with its affiliated entities for or in connection with the sale, merger, consolidation, change in control, transfer of substantial asset, reorganization or liquidation of any of the LiveSettlements.net companies. LiveSettlements.net also may release information when we believe release is appropriate to respond to a subpoena or otherwise comply with the law; enforce or apply our agreements; or protect the rights, property, or safety of LiveSettlements.nets or others. This includes exchanging information with other companies and organizations for fraud protection.
III. CONSUMER CHOICE AND ACCESS
Because the LiveSettlements.net Site is not directed towards Individual Internet users and does not use cookies, we do not maintain a process for an individual consumer to review and/or request changes to any PH collected.
I V. SECURITY
LiveSettlements.net employs industry standard security measures to ensure the security of all data. Any data that is stored on LiveSettlements.net servers is treated as proprietary and confidential and is not available to tile public. LiveSettlements.net has an internal security policy with respect to the confidentiality of customer and other data, allowing access only to those employees or third parties who have a need to know such information for the purpose of effectively delivering LiveSettlements.net products and services by means of user login and password requirements. LiveSettlements.net routinely evaluates its data security practices to Identify security threats or opportunities for improvement.
No transmission of data over the Internet, however, is guaranteed to be completely secure. It may be possible for third parties not under the control of LiveSettlements.net to intercept or access transmissions or private communications unlawfully. While we strive to protect your Information, LiveSettlements.net cannot ensure or warrant the security of any information you transmit to us. You acknowledge and assume this risk when communicating with us.
V. CONSENT AND CHANGES
LiveSettlements.net may find it necessary or be legally obligated to update this Privacy Policy from time to time. When we do, we will post those changes on this page and update the effective date so that you are always aware of the information we collect, now we use it, and under what circumstances we disclose it. Except as otherwise required by law, modifications to this Privacy Policy will not affect the privacy of data collected by LiveSettlements.net prior to the effective date of the policy change unless we provide you direct notice and the opportunity to opt-out.
VI. CHILDREN'S PRIVACY AND SPAM
LiveSettlements.net is very sensitive to the Issue of children's privacy and makes every effort to protect the privacy of children using the internet. LiveSettlements.net web site, products, and services are not developed for or directed at children. Children (persons under the age of 18) are not eligible to do business with us and we do not collect personal information from any person we actually know under the age of 13.LiveSettlements.net is committed to proper Internet practices and full compliance With the CANSPAM Act of 2003 (15 U.S .C. 7701). It is our policy to prohibit the sending of unsolicited or "Spam " e-mail by LiveSettlements.net or any of its marketing partners.
VII. DATA PROCESSING/SAFE HARBOR
The European Union ("EU") maintains strict privacy laws. These rules differ significantly from US laws. To reconcile these differences, the US and the EU have created a Safe Harbor that defines mutually acceptable privacy operations. LiveSettlements.net adheres to the Safe Harbor principals. For more information see www.export.gov/safeharbor.
By providing information to LiveSettlements.net, you acknowledge that they operate in the United States and agree to (i) permit LiveSettlements.net to transmit and use your User information anywhere necessary, including across international boundaries, to affect the services and transactions provided by this Site; and (ii) that such use by LiveSettlements.net shall be subject to the terms and conditions stated In this Privacy Statement and applicable Terms and Conditions and Policies.
VIII. LIMITATION OF LIABILITY, THIRD PARTY INFORMATION & LANGUAGE
You understand and agree that any dispute over the privacy of LiveSettlements.net data or LiveSettlements.net practices is subject to the provisions of this privacy policy and any applicable terms and conditions (which may include limitations on damages and/or arbitration of disputes). You agree that LiveSettlements.net liability for any breach of this privacy policy shall be limited to the greater of the value of the transactions or services provided to you by LiveSettlements.net or $100 to the extent such claims not otherwise barred by our terms and conditions. You further agree that this agreement is governed by California law without regard to choice of law principles and that any action arising from or related to this policy will be exclusively venued in a state or federal court situated in Los Angeles County, California.
You also agree that you have provided notice to, and obtained consent from, any third party individuals whose personal data you supply to LiveSettlements.net with regard to:(a)the purposes for which such third party's personal data has been collected; (b)the intended recipients or categories of recipients of the third party's personal data; (c) which of the third party's data are obligatory and which data, if any, are voluntary; and (d)how the third party can access and, if necessary, rectify the data held about them.
CONTACT US
For more information or if you have quest ions or concerns regarding this Privacy Policy, please send correspondence to the following address: LiveSettlements.net, 444 E. Huntington Dr., Ste. 200, Arcadia, CA 91006, USA.
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68 Year Old Male
$200,000 Convertible Term Life
$0 Surrender Value
Paid: $40,500
71 Year Old Female
$500,000 Universal Life
$3,500 Surrender Value
Paid: $50,000
56 Year Old Male
$1,500,000 Convertible Term Life
$0 Surrender Value
Paid: $360,000
A.M. Best Presents at 3rd Life Settlements & Longevity Summit - Business Wire (press release)
11 March 2010, 7:05 am
Life Partners Engages Ernst & Young LLP as Its Auditor - Insurance News Net (press release)
10 March 2010, 11:56 pm
Soon-to-be retiree questions future of his pension - Dallas Morning News
10 March 2010, 8:14 pm
Caldwell Reorganizes Affiliates To Launch Caldwell Life Strategies - PR-USA.net (press release)
10 March 2010, 12:17 pm
A macabre investment that's flying high - Moneywise Magazine
10 March 2010, 2:19 am
Settlement Firm Tweaks Name - National Underwriter Life and Health Insurance News
9 March 2010, 1:18 pm
Commissioner Fred Joseph of the North American Securities Administration ... - Business Wire (press release)
9 March 2010, 8:03 am
Imperial Finance & Trading Names Richard (Rory) O'Connell as Chief Credit Officer - Business Wire (press release)
9 March 2010, 6:05 am
Caldwell Reorganizes Affiliates To Launch Caldwell Life Strategies - PR Newswire (press release)
8 March 2010, 8:12 am
When Life Insurance Is More Valuable as Cash - New York Times
3 March 2010, 2:44 pm
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